Pipcaller. $1,050,000 Annual Prize Pool. Compete.

This Privacy Policy describes how Continuum Engineering ("we", "us", or "our") collects, uses, and shares information about you when you use PipCaller (https://pipcaller.com) (the "Service").

1. Information We Collect

Account information: When you register, we collect your name, email address, and a hashed password. We do not store plain-text passwords.

Usage data: We collect information about how you interact with the Service, including votes cast, prediction history, scores, leaderboard position, and timestamps of activity.

Device and log data: We automatically collect IP addresses, browser type, operating system, referring URLs, and pages visited for security and analytics purposes.

Prize claim information: If you win a prize and submit a claim, we collect the beneficiary information you provide (name, address, bank details, and identity verification documents) solely for the purpose of processing your payment.

2. How We Use Your Information

We use the information we collect to operate and improve the Service; to authenticate your account and maintain session security; to calculate and display scores and leaderboard rankings; to send transactional emails (account verification, password reset, prize notifications, weekly performance recaps); to detect and prevent fraud or abuse; and to comply with legal obligations.

We do not sell your personal information to third parties. We do not use your data for targeted advertising.

3. Data Sharing

We may share your information with service providers who assist us in operating the Service (e.g., email delivery, database hosting), subject to confidentiality obligations. We may disclose information if required by law or to protect the rights, property, or safety of Continuum Engineering, our users, or the public.

Your username and leaderboard rank are publicly visible on the Service. Your email address and prediction history are not publicly visible.

4. Data Retention

We retain account data for as long as your account is active. You may request deletion of your account and associated data by contacting us at support@pipcaller.com. Prize claim records are retained for a minimum of seven (7) years for financial compliance purposes.

5. Security

We implement industry-standard security measures including encrypted connections (HTTPS), hashed passwords, and access controls. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security.

6. Children

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from anyone under 18. If you believe we have inadvertently collected such information, please contact us immediately.

7. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete your personal data; to object to or restrict processing; and to data portability. To exercise these rights, contact us at support@pipcaller.com.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify registered users of material changes by email. Continued use of the Service after changes take effect constitutes acceptance of the revised policy.

9. Contact

Continuum Engineering · 3211 Dos Palos Drive, Los Angeles, CA 90068 · support@pipcaller.com

These Terms of Service ("Terms") govern your access to and use of PipCaller, operated by Continuum Engineering ("Company"). By registering or using the Service, you agree to be bound by these Terms.

1. Nature of the Service

PipCaller is a performance analytics and prediction contest platform. The Service allows participants to cast directional predictions (Up or Down) on financial instruments for entertainment and analytical purposes only. No real money is traded, invested, or placed at risk by participants. Votes are not financial advice, investment recommendations, or actual financial transactions of any kind.

PipCaller is not a broker, investment adviser, exchange, or financial institution. The Service is not regulated as a financial product in any jurisdiction. Participation does not involve any brokerage account, margin, leverage, or exposure to market losses.

2. Eligibility

You must be at least 18 years of age to use the Service. By registering, you represent and warrant that you are 18 or older and that your use of the Service does not violate any applicable law in your jurisdiction. The Company reserves the right to verify age and to terminate accounts that do not meet eligibility requirements.

3. Account Registration

You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorised use of your account.

One account per person is permitted. Creating multiple accounts to gain a competitive advantage is prohibited and may result in disqualification and permanent ban.

4. Contest Rules and Scoring

Polls are open each weekday from 7:00 AM to 10:00 AM New York time, excluding designated holiday blackout periods. Correct predictions earn +1 point; incorrect predictions cost −1 point; no vote or a tie movement earns 0 points. Scores are calculated automatically based on price data from third-party providers.

The Company reserves the right to void, adjust, or re-score any poll in the event of data errors, technical failures, or extraordinary market events (e.g., trading halts, data provider outages). Such decisions are final.

5. Prizes

Cash prizes are awarded to the top-ranked participants at the end of each contest period (monthly, quarterly, and annual). Prize amounts are as published on the Site and are subject to change with reasonable notice. Prizes are contest awards and are not investment returns.

To claim a prize, winners must complete the beneficiary claim form within 30 calendar days of receiving the prize notification email and provide valid identity and bank account information. The Company will process payment within 30 calendar days of receiving complete and verified beneficiary information. The Company reserves the right to withhold prizes pending identity verification and to disqualify participants found to have violated these Terms.

Winners are solely responsible for any taxes, duties, or levies applicable to prize payments in their jurisdiction. The Company does not withhold taxes on behalf of winners outside the United States unless required by law.

6. Prohibited Conduct

You agree not to: use automated scripts, bots, or other tools to cast votes or manipulate scores; create multiple accounts; share accounts with other users; attempt to reverse-engineer, scrape, or interfere with the Service; submit false identity or bank information in a prize claim; or use the Service for any unlawful purpose.

7. Intellectual Property

All content, trademarks, and software comprising the Service are the property of Continuum Engineering or its licensors. You may not reproduce, distribute, or create derivative works without express written permission.

8. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. PRICE DATA IS SOURCED FROM THIRD-PARTY PROVIDERS AND MAY BE DELAYED OR INACCURATE; THE COMPANY IS NOT LIABLE FOR DATA ERRORS.

NOTHING ON THIS PLATFORM CONSTITUTES FINANCIAL ADVICE. PAST PREDICTION PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE. THE COMPANY'S TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE PRIZE AMOUNT (IF ANY) AWARDED TO YOU IN THE RELEVANT CONTEST PERIOD.

10. Indemnification

You agree to indemnify and hold harmless Continuum Engineering and its officers, directors, employees, and agents from any claims, damages, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any third-party rights.

11. Termination

The Company may suspend or terminate your account at any time for violation of these Terms or for any other reason at its sole discretion. You may close your account at any time by contacting support@pipcaller.com. Termination does not affect any prize claims already in progress.

12. Governing Law

These Terms are governed by the laws of the State of California, United States, without regard to conflict-of-law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Los Angeles County, California.

13. Changes to These Terms

We may update these Terms from time to time. We will notify registered users of material changes by email. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Contact

Continuum Engineering · 3211 Dos Palos Drive, Los Angeles, CA 90068 · support@pipcaller.com